Phegans Bay is a small locality of the Central Coast region  located 6 kilometres west-northwest of Woy Woy between Brisbane Water National Park and Woy Woy
Inlet. It is part of the City of Gosford local government area.   Most of Woy Woy, Ettalong and Umina is on a large peninsula, called The Peninsula, jutting out from
the mainland. The western edge of the peninsula is separated from the rest of the mainland by Woy Woy Inlet, one of the few flat areas of the Central Coast te
proximity to Sydney and beautiful scenery makes all four bodies of water popular with holidaymakers. The warm summer weather provides endless opportunities for
boating, swimming and fishing.